Diagnosis is complete. This is where you execute the strategies: disputing errors, negotiating collections, and using legal tactics to remove negative items.
Every successful credit repair journey requires a systematic approach. Based on the errors you found in the Diagnosis phase, choose the right action below. We provide the templates and the step-by-step guides you need to challenge any mistake on your report.
Learn the legal requirements for a successful dispute and get access to the letter templates you need to send to the credit bureaus and creditors.
Collections and Charge-Offs are score killers. Discover the strategy to negotiate with collection agencies to have the negative listing removed entirely in exchange for payment.
Address isolated 30-day late payments. We provide the templates and guide you on how to respectfully ask your original creditors to remove a single, small mistake.
If your report has dozens of errors, collections, or mixed files, the DIY process can be draining. Our professional partners can handle the entire process for you.
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No need to draft these from scratch. Get the proven templates designed to comply with the FCRA and force a response from the credit bureaus within 30 days.
Download FREE Dispute Templates